Home Equity Line

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Turn Your Home’s Equity Into Opportunity

 

Whether you're starting a renovation, consolidating debt, or making a big purchase, your home's equity can help you get there. BankPlus offers a flexible, convenient Home Equity Line of Credit (HELOC) with competitive rates and features designed to work for you.

Special Offer: 4.99% APR for the First 90 Days

For a limited time, enjoy an introductory 4.99% Annual Percentage Rate (APR) for the first 90 days on new Home Equity Line accounts. After that, your rate will adjust to a competitive variable rate based on the current market.

Why Choose a BankPlus Home Equity Line?

  • Low rates: Among the most competitive in the market.
  • Flexibility: Use funds as needed—for home improvements, education, a new vehicle, or to consolidate high-interest debt.
  • Convenient payments: Easily make payments through online banking or automatic drafts from your BankPlus checking account.
  • Possible tax advantages: Interest may be tax deductible. *

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Ready to Get Started?

At BankPlus, we’re committed to helping you reach your financial goals with competitive interest rates and a team of friendly, knowledgeable bankers who are here to guide you every step of the way. Whether you're planning a major purchase, consolidating debt, or covering unexpected expenses, we’ll help you find the personal loan that fits your needs. You can visit your local branch or call us today to explore your options and get started.

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*Introductory rate of 4.99% Annual Percentage Rate (APR) is fixed for the first 90 days. After that, the APR will vary based on the U.S. Prime Rate as published in The Wall Street Journal plus a margin. The maximum APR may not exceed 21.00% and the minimum APR (floor) may be as low as 3.25%. Offer subject to credit approval. Certain fees may apply from $0 to $1,000 when payment is not debited from a BankPlus checking account. Property insurance required and flood insurance, if applicable. Consult your tax advisor regarding deductibility of interest. Offer subject to change or cancellation at any time