Opt In

 

It just takes a minute to Opt In, but the peace of mind can last forever.

 

  • As a BankPlus customer, you should know that Federal Reserve rules require you to verify, or opt in, to continue applying overdraft service* to everyday debit card and ATM transactions on your personal checking account.
  • As of August 14, 2010, if you have not opted in, whenever sufficient funds are not available in your account all one-time debit and ATM transactions will be declined.
  • There is no charge for opting in, and it only takes a minute.
  • You or any joint owner on the account may consent to “Opt-In” for Reg E “ATM and one time Debit Card Transactions” at any time. Just stop by a BankPlus Office, call 1-888-811-PLUS (7587), or mail your request to:

BankPlus
385A Highland Colony Pkwy Ste 110
Ridgeland, MS 39157

 

Click Here for more information on Opt-In Rules
Click here for the BankPlus Opt-In Disclosure

Opt In FAQs

Once I opt in, can I opt out at a later date?

Yes. You or any joint owner on the account may revoke this consent at any time.  Just stop by a BankPlus office, call 1-888-811-PLUS (7587), or mail your request to:
BankPlus
385A Highland Colony Pkwy Ste 110
Ridgeland, MS 39157

What do you mean by “Opt in”?

What’s an everyday/one-time debit card transaction?

What types of ATM transactions are affected?

What happens if I don’t opt in?

What does it mean to be declined?

By opting in, am I signing up to pay overdraft fees?

If I opt in and keep money in my account, will you still charge me?

When did this go into effect?

Does this change affect all forms of payment?

*Overdraft service is provided to qualified customers at our discretion. Opting in is simple and continues any overdraft service you may currently have associated with your account.