Real Estate Loans

Get the financing you need to build your dream home.

Build the home you've always dreamed of with a real estate loan from BankPlus. We make the following loans to help turn your dream into a reality: Residential Construction Loans, Land and Lot Acquisition Loans and Long-Term Residential Property Loans.

Residential Construction Loans

BankPlus extends construction loans to property owners who contract with a custom builder that has responsibility for the payment of materials and subcontractor services. Construction loans may also be made to borrowers who act as their own contractor, securing and paying for their own materials and subcontractors.

Occasionally, and subject to bank approval, a construction loan may be made to a builder or contractor who is known to the Bank for constructing a pre-sold house on which title will be transferred to the prospective owner upon completion. The contract between the builder and buyer must include a written takeout commitment from a bank or mortgage broker for the prospective owner.

Land/Lot Acquisition Loans

If you are looking for a property to build a home, a short-term loan is available for the purpose of purchasing a tract of land for the construction of your home.

Long-Term Residential Property Loans

Our Mortgage Center Originators will help you find the residential first mortgage that is right for you and your budget. These loans are extended to an individual or individuals for the purpose of purchase, construction-permanent financing, and refinancing of one-to-four family residences. This loan may also be used for the purchase of recreational or vacation homes.